A MESSAGE FROM DR. TAN CHONG KOAY

20th January 2015

Dear Investor,

I just wanted to tell you that our Parent Company, Pheim Asset Management Sdn Bhd was 21 years old on 4th January 2015!

I want to thank you for the support and encouragement that you have given to all of us at Pheim, through the good and bad times.

We have endured and survived many tumultuous events-political, financial crises and global natural disasters and even in the worst of times we continue to grow from strength to strength.

We are always committed to improving our performance and service and in our 22nd Year we are even more focused and ready.

YOUR NEED IS OUR FOCUS

Sincerely,

Dr Tan Chong Koay

Director                                                                                                                                                                                                                                                                                                                                              Pheim Unit Trusts Bhd