Quick contact info

icon_widget_image 7th Floor Menara Hap Seng (Letter Box No. 12) No. 1 & 3 Jalan P. Ramlee, 50250 Kuala Lumpur icon_widget_image Monday-Friday: 9am to 6pm icon_widget_image + (603) 2142 8888 icon_widget_image support@pheimunittrusts.com
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EPF Member’s Investment Scheme

EPF Member’s Investment Scheme (“EPF-MIS”)

EPF members may invest in EPF-MIS Approved Funds.  As of 1 April 2020, our EPF-MIS Approved Funds are:

  1. Dana Makmur Pheim
  2. Pheim Income Fund
  3. Pheim Asia Ex-Japan Islamic Fund

The list of EPF-MIS Approved Funds is reviewed by EPF on a periodical basis, and further updates and/or announcement can be found in our website.

As we are one of the approved fund management institutions of this Scheme, you may withdraw part of your EPF savings to invest into our Funds.

Effective 1st May 2020, Members of the Employees Provident Fund (EPF) will pay not more than 1.5% in service charges for investment in unit trusts. Since 1st January 2017, members can invest not more than 30% of their credit in excess of Basic Savings in Account 1 in the Fund.

The minimum amount of savings that can be withdrawn is RM1,000 and can be made at intervals of three months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1 below.

Application for this Scheme

1. Application through our Designed Representatives/ Authorised Institutional Unit Trust Advisers (IUTAs)

You are required to complete the following forms and submit to us through our Designed Representatives/ Authorised Institutional Unit Trust Advisers (IUTAs)

  1. Borang KWSP 9N (AHL);
  2. Pheim’s Trust Account Application Form;
  3. Pheim’s Transaction Form; and
  4. Photocopy of N.R.I.C. (front and back on the same page; with sample of left and right thumbprints)

2. Application through EPF`s i-Invest Online Platform

  1. Login EPF i-Akaun (Member) at https://secure.kwsp.gov.my/member/member/login
  2. Proceed to the Investment page, move into  > Transaction > Buy
  3. Select Pheim Unit Trusts Berhad or alternatively search the funds to invest.
  4. Enter the eligible amount to invest and Proceed to Checkout.
  5. You may select iFAST Capital Sdn Bhd or Phillip Mutual Bhd as both are our authorised distributors.

Please contact us at 03-2142 8888 or email at support@pheimunittrusts.com for further enquiries.

Revised Basic Savings In Account 1 (with effect from 01 Jan 2019)

Age (Years)

 Basic Savings (RM)

Age (Years) 

 Basic Saving (RM)

18

 2,000

37

 68,000

19

4,000

38

74,000

20

6,000

39

80,000

21

8,000

40

86,000

22

10,000

41

93,000

23

13,000

42

101,000

24

15,000

43

108,000

25

18,000

44

116,000

26

21,000

45

125,000

27

24,000

46

134,000

28

27,000

47

144,000

29

31,000

48

154,000

30

35,000

49

164,000

31

39,000

50

175,000

32

43,000

51

187,000

33

47,000

52

199,000

34

52,000

53

212,000

35

57,000

54

226,000

36

62,000

55

240,000

Examples To Compute The Allowable Investment Amount

Member

Age

Savings In Account 1 (RM)

Basic Savings (RM)

Computation: Savings In Account 1 – Basic savings x 30%

Member’s Eligibility

A

22

8,000

10,000

NA

Not qualified as the savings is lesser than the basic savings required.

B

22

12,000

10,000

(12,000-10,000) x 30% = RM600

Not qualified as the savings is lesser than required minimum investment amount of RM 1,000.

C

25

28,000

18,000

(28,000-18,000) x 30% = RM3,000

Qualified as the savings is more than the basic savings and minimum

D

40

70,000

 86,000

NA

Not qualified as the savings is lesser than the basic savings required.

E

45

147,000

125,000

(147,000-125,000) x 30% = RM6,600

Qualified as the savings is more than the basic savings and minimum limit.