As we are one of
the approved fund management institutions of this Scheme, you
may withdraw part of your EPF savings to invest into our
Funds.
Effective 1 January 2008, Members of the Employees Provident
Fund (EPF) will pay not more than 3% in service charges for
investment in unit trusts. Also, effective 1 February 2008,
members can invest not more than 20% of their credit in excess
of Basic Savings in Account 1 in the Fund.
The minimum amount of savings that can be withdrawn is RM1,000
and can be made at intervals of three months from the date of
the last transfer, subject to the availability of the Basic
Savings required in Account 1 below.
Required Basic Savings In Account 1
|
Age
(Years) |
Basic Savings
(RM) |
Age
(Years) |
Basic Saving
(RM) |
|
18 |
1,000 |
37 |
34,000 |
|
19 |
2,000 |
38 |
37,000 |
|
20 |
3,000 |
39 |
41,000 |
|
21 |
4,000 |
40 |
44,000 |
|
22 |
5,000 |
41 |
48,000 |
|
23 |
7,000 |
42 |
51,000 |
|
24 |
8,000 |
43 |
55,000 |
|
25 |
9,000 |
44 |
59,000 |
|
26 |
11,000 |
45 |
64,000 |
|
27 |
12,000 |
46 |
68,000 |
|
28 |
14,000 |
47 |
73,000 |
|
29 |
16,000 |
48 |
78,000 |
|
30 |
18,000 |
49 |
84,000 |
|
31 |
20,000 |
50 |
90,000 |
|
32 |
22,000 |
51 |
96,000 |
|
33 |
24,000 |
52 |
102,000 |
|
34 |
26,000 |
53 |
109,000 |
|
35 |
29,000 |
54 |
116,000 |
|
36 |
32,000 |
55 |
120,000 |
Examples
To Compute The Allowable Investment Amount
|
Member |
Age |
Savings In Account 1
(RM) |
Basic Savings (RM) |
Computation: Savings In Account 1 - Basic savings x 20% |
Member's Eligibility |
|
A |
22 |
4,000 |
5,000 |
NA |
Not qualified as the savings is lesser than the basic
savings required. |
|
B |
22 |
8,000 |
5,000 |
(8,000-5,000) x 20% = RM600 |
Not qualified as the savings is lesser than required minimum
investment amount of RM 1,000. |
|
C |
25 |
20,000 |
9,000 |
(20,000-9,000) x 20% = RM2,200 |
Qualified as the savings is more than the basic savings and
minimum limit. |
|
D |
40 |
40,000 |
44,000 |
NA |
Not qualified as the savings is lesser than the basic
savings required. |
|
E |
45 |
100,000 |
64,000 |
(100,000-64,000) x 20% = RM7,200 |
Qualified as the savings is more than the basic savings and
minimum limit. |
Please contact EPF offices for
more information on member's investment scheme.
To apply for this Scheme, you are required to complete the following forms and submit to us.
1. Borang KWSP 9F (AHL);
2. Pheim’s Master Trust Application Form;
3. Pheim’s Transaction Form; and
4. Photocopy of N.R.I.C. (front and back on the same page;
with sample of left and right thumbprints)
|
