Pheim Emerging Companies Balanced Fund (PECBF)

The Pheim Emerging Companies Balanced Fund is a balanced fund that aims to provide unit holders with steady income and some prospects for capital appreciation in the longer term.

Fund Characteristics:

Objective of the Fund	PECBF aims to provide unit holders with steady income and some prospects for capital appreciation in the longer term.
Investor Profile	PECBF is suitable for conservative equity investors:   seek looking for steady income seek some prospects for capital appreciation willing to accept moderate risks
Investment Strategy	Invest in a balanced portfolio of equities and fixed income instruments.
Asset Allocation	0% to 60% in equities and equity linked securities 40% to 100% in fixed income instruments and liquid assets
Performance Benchmark	Weighted average of: 60% of KL Emas return, and 40% of Maybank 1-year fixed deposit rate.

Fees and Charges :

Sales Charge	Maximum rate of sales charge – 5%
Management Fee	1.50% p.a. of the NAV of the Fund. The fee is calculated daily and paid on a monthly basis.
Trustee Fee	0.08% p.a. of the NAV of the Fund subject to a minimum fee of RM18,000 (excludingforeign sub-custodian fee)  The fee is calculated daily and paid on a monthly basis.
Switching Fee	Free one switch per account per calendar year. Subsequent Switch: 1.00% of the amount switched or RM100, which ever is lower. Switching fee will be deducted from the switching proceed.

* Kindly refer to the prospectus for more information.